Thursday, June 11, 2009

Day 47 part 2: Shit.

I got an extremely disconcerting call from our agent tonight. He called to tell me that the seller's agent told him that our closing date, June 19th, is a state holiday and therefor we can't close on that date because the title and escrow office aren't open. We were totally baffled, what the hell holiday is June 19th? Turns out it's Juneteenth, aka Emancipation Day, the day the commemorates the abolition of slavery. 31 states celebrate this holiday, including Washington. Okay. So what are the sellers trying to do? The said that if we don't close a day early, on the 18th, that the contract we have will be terminated and the house will go back on the market.

So there's a few problems here. The first being that everything about closing now lies in the hands of our mortgage broker. He's a freaking rock star and has worked his butt off for over a year for us so that we could buy this house. He was working very hard to close on the 19th, and it turns out he does believe he can get us closed on the 18th without problem.

Here's the rub, though. According to the contract that we signed-- which, ironically, the sellers changed to make our original closing date offer of June 16th to instead be the 19th--if the closing date falls on a holiday, then we legally have until the next business day to close. Whew, right? It's good for us, but clearly the seller's agent is trying to be very, very shady and break the contract to pull his shit. Our agent is amazing, though, and nothing gets past him. He is pulling his broker and the seller's agent's broker in to it, to put the smack down on the seller's agent. Truth be told, the seller's agent has been a little shady since day one. So by law, we do have until that following Monday, but we are hoping beyond hope that our mortgage broker can make this happen on the 18th because we are lined up to move on the 20th!

The main thing we're worried about at this point is, if these sellers are trying to get out of the contract, what else will they pull at this point? We were scheduled to close on the 19th, which is a week from tomorrow. If we close a day earlier, that's a week from today. That is like NO time. No time for these people to be pulling all of this shit on us. It's ridiculous.

Sure, we can sue them if they break the contract, but still, what happens in the meantime? I don't want to sue anybody, I just want our house on the day we agreed to buy it.

Needless to say, Matt and I have stress levels a gajillion times higher than they already were. We are pissed and scared and stressed. We want this to be over and for us to have this house without incident.

The other rub is that they want to close on Iris's birthday, which is also the big celebration day/last day of preschool. UGH. We did NOT want to close on that day, but it's probably all we can do at this point.

1 comment:

  1. What a big PITA. I'm sorry Sybil. The agent we bought this house from was shady (tried to screw us out of $9000 at closing). If you have faith in your agent (ours was a rock star, too!), I'm sure he'll be able to help you pull it off. ((hugs))

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